This report examines how creating a state claims-based reinsurance program could save Montanans 10% to 20% on individual health insurance premiums.

State-based reinsurance programs, created by waivers under section 1332 of the Affordable Care Act, are designed to stabilize the individual market and control insurance premiums. This report examines how a potential reinsurance program would impact premiums in 2020, the potential pass-through if the state pursues a reinsurance-based 1332 Waiver and potential reinsurance payment parameters for select funding scenarios.

The analysis was commissioned by MTHF and conducted by Wakely Consulting Group, LLC.

• Press Release